| Data isolation | Configurable; shared tenancy by default on most services | Dedicated infrastructure; no shared tenancy, no co-mingled data |
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| Security posture | Shared responsibility; configuration is your team's job | Security-first by default: WAF, encryption, IAM, hardening designed in |
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| Compliance logging | Available; assembly and maintenance are your responsibility | Audit-ready logging built into the infrastructure baseline |
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| Data residency | Configurable per region; enforcement requires ongoing governance | Dedicated infrastructure; you define and control where data lives |
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| Pricing model | Usage-based; scales with transaction volume and data transfer | Flat-rate monthly pricing; no bill that grows with throughput |
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| Latency consistency | Variable; dependent on shared host load and co-tenancy | Consistent; dedicated compute with no noisy-neighbor effect |
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| Operations | DIY or expensive managed add-ons | Fully managed by DevOps and SRE engineers with fintech experience |
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| Audit readiness | Your team assembles documentation before each audit | Documented, maintained infrastructure controls ready for review |